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Insurance Tip: Distracted Driving and your Auto Insurance

Person holding cellphone in the driver's seat of a vehicle
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A message from OPSEU/SEFPO’s Insurance provider, RGI Group:

In Canada, every 6 minutes there is an accident caused by distracted driving.

Distracted driving is not just about texting while driving. It is eating while driving, glancing at your phone for directions, digging in your bag for a pen; it is classified as anything you do while you are behind the wheel that takes your eyes off of the road and your hands off of the wheel.

According to Ontario.ca, “a driver using a phone is four times more likely to crash than a driver focusing on the road.”

If you are convicted of distracted driving that results in a motor vehicle accident, insurance companies will classify this as a major offence just like careless driving and driving under the influence.

What does this mean for your auto insurance?

It is likely that your insurance company will not renew your policy and you will be forced to obtain a quote from the high-risk marketplace. You will face a substantial increase in your policy rate and you will be stagnant with your insuring choices, forcing you to pay the hefty policy rate.

There are potential rewards with your auto insurance policy if you have a clean driving record! R.G.I. Insurance Brokers Inc. negotiates the very best coverages and rates with carriers, and passes those along to you through your exclusive group program. You can expect exceptional customer service, and our claims guarantee protects you, and your most valuable possessions.

RGI’s team of insurance professionals is standing by to answer your call. If you have questions about your insurance, we invite you to call us and speak to one of our team members.

We are available Monday to Friday, 9am until 4:30pm.

Phone: 416.477.7687

Toll Free: 833.90.GROUP