OPSEU knows it takes dedicated resources, including research and legal expertise, to understand and navigate each regulatory college and keep up with changing policies and requirements. Luckily, we’ve got 48 years of experience doing just that. Understanding health professionals means understanding your work, the challenges you face, and the specific tools and supports you need to do your job well.
OPSEU’s personal Professional Liability Insurance (PLI) is specifically designed to meet the requirements set out by each regulatory college overseeing health professionals’ classifications.
This is not a one-size-fits-all program. Because of OPSEU’s knowledge, experience and long history representing health professionals, we’ve tailored a Professional Liability Insurance plan to meet your specific professional requirements – at a remarkably low cost.
In addition to our PLI, we have a legal department that deals with complaints made to professionals’ colleges, and supports members through these processes. OPSEU represents a diverse group of professional classifications, and as a result, our legal department has experience dealing with each professional college.
IMPORTANT: The OPSEU Professional Liability Insurance Program is available for health care professionals who require personal professional liability insurance in the course of their employment.
What does OPSEU’s Professional Liability Insurance (PLI) cost?
Costs for professional liability insurance vary based on the extent of your college’s requirements, but no matter what, the price you pay with OPSEU is remarkably low. That’s because OPSEU’s got the power to negotiate the best group rates.
Available limits per claim (cost per member, per year)
$1 million/$5 million aggregate = $30/year
$2 million/$5 million aggregate = $40/year
$3 million/$5 million aggregate = $50/year
$4 million/$5 million aggregate = $60/year
$5 million/$5 million aggregate = $70/year
OPSEU’s got the better plan for professionals
OPSEU’s coverage is designed to meet Bill 179 Professional Liability requirements for regulated health professions. Our policy is written on a primary basis, and there are NO DEDUCTIBLES.
OPSEU’s plan covers more than just medical malpractice.
Primary Insurance with Extensions
Having primary Professional Liability Insurance means having a safe and strong policy. OPSEU coverage is primary and includes a number of extensions to meet colleges’ requirements:
- Libel and slander
- Penal Defense Costs Reimbursement Coverage
- Disciplinary Action – Legal Expense Coverage
- Coroner’s Inquest Coverage
- Loss of earnings
- Retirement/death/disability/cessation of business
- Patient therapy and counseling
- Cyber security and privacy liability extension
- Students
As an OPSEU member, you get all of this at a remarkably low cost.
As a health professional, you have a lot of responsibility on your shoulders. Choose OPSEU: We’ve got you covered!
Find out more:
Patti Markland
Organizing Representative
pmarkland@opseu.org
Cell: 416-802-8121 or
1-800-268-7376 ext. 5150
facebook: Kingston Healthcare – OPSEU’s Got Your Back